The Indian MSME sector has an unmet credit requirement of ₹103.00 trillion. Moreover, due to the limited scale and size, over 97.13% of these MSME businesses are microenterprises. Aye Finance Pvt Ltd, a company that works to bridge this credit gap, is gearing up for the Aye Finance IPO.
According to the Aye Finance offer document, which offers keen insights into the prospective Aye Finance share price NSE, IPO timeline, size and more, the IPO is managed by popular institutions, like Axis Capital Limited, JM Financial Limited, IIFL Capital Services Limited and Nuvama Wealth Management Limited. Moreover, KFin Technologies Limited is registering the issue. Check the Aye Finance allotment status.
To know more about the Aye Finance valuation, company financials, issue-related topics and more, check out the Aye Finance DRHP.
Note: 50% shares will be unlocked 30 days after allotment, while the rest will be free from lock-in restrictions after 90 days.
Here is the complete Aye Finance IPO review, complete with a detailed analysis of Aye Finance share price, size, date and more.
The Aye Finance IPO was filed with the exchange on 16 December 2024. Moreover, the approval for the same was received on 3 April 2025.
Funds will be utilised to increase the Tier–I capital base to meet the growth objectives of the business.
Let's see the risks and strengths you should know about this IPO:
Helping small businesses grow: Aye Finance gives loans to small and micro-businesses that don't get support from big brands.
Strong Financial Backing: It has a solid financial base to raise funds and manage its money smartly.
Use of Smart Technology: Aye uses tech-based tools and data to assess borrowers and make the loan process faster.
Focus on Impact: The company cares about small entrepreneurs to help them grow and create a positive impact.
Risks
Risk of Loan Defaults: If borrowers fail to repay on time, it can impact their cash flow, profits, and financial health.
Dependence on Customer Data: They rely on information shared by customers and third parties. If the data is inaccurate, it could affect their loan security.
Managing Bad Loans: If they can’t keep our non-performing assets (NPAs) under control or maintain enough provisions, their financial position might weaken.
High Share of Unsecured Loans: A large part of our lending is unsecured. If they can't collect these dues quickly, their revenue will go down.
As of October 30, 2025, the Aye Finance IPO GMP hasn’t been available yet. You can still see live GMP trends and the subscription status numbers. For a better understanding, it’s a good idea to read the Aye Finance DRHP before you hit Apply Now.
1. How is the Aye Finance IPO review?
Aye Finance Limited is an MSME company. However, you can check the IPO date, size, and Aye Finance Ltd turnover in its RHP. For the latest details, you can also look for the GMP updates.
2. What is the Aye Finance Ltd IPO date?
The IPO open and the close date is unavailable as of 30 October 2025. Live subscription details can be monitored through FinnPick.
3. What is the Aye Finance Ltd share price?
The Aye Finance IPO price is unavailable as of 30 October 2025. Also, don't forget to check the Aye Finance DRHP.
4. Should I use a demat account to bid for the Aye Finance Limited IPO?
Yes, a demat account is required to bid for the Aye Finance Limited IPO. Click here to get the ultimate list of the top demat account providers.
